This service is very specific to those that want to access capital under a new credit profile that is completely separate from their “Personal” credit profile.

Regardless of your personal credit history, we can get you access to capital that has absolutely nothing to do with your personal credit profile! Even if you have personal credit lates, over usage, high balances, or derogatory items, and your personal credit scores reflect that; this program doesn’t use that information against you.

One of the biggest mistakes people make when starting a business, or trying to obtain financing and capital is to allow the lenders to use their personal credit profile as a reference to make a lending decision.

If you are looking to easily obtain the working capital to grow or start a business, we do not need to use your personal credit at all to accomplish success!

There are several types of credit products available in our Credit Builder program that do not tie to your personal credit.

• Revolving Credit 

• Net 30 Vendor Accounts

• Merchant Credit that can be converted into cash

• Secured & Unsecured Credit lines

Our approach to helping you get the business credit and funding is done through a very simple three step process:

1. Evaluate,

2. Educate and

3. Initiate.

Our typical client is the one who is trying to achieve their dream of building a business to support their family, create a primary income or secondary income in these hard times. Even though the news says that the economy is getting better people are still having trouble meeting the most basic needs. Whether you are starting a business or trying to grow your existing business we applaud you for your efforts and are here every step of the way to see you succeed.

• Startups – OK

• No Credit – OK

• No Revenue – OK

• No Personal Guarantee

• Never Submit Your SSN for Approval

Through our comprehensive assessment, our credit & finance professionals will evaluate your current business profile, explain what the lenders are looking for, zero in on where your business currently sits from a credit and funding perspective, determine it’s strengths, weaknesses and what path to take for improving the chances of funding.

Once your corporation is set up properly obtaining and accessing the credit & capital you need becomes easier. We work the best possible and most highly ranked vendors within your specific industry to build your business credit profile. It doesn’t take long from that point to start to see the transformation of your company from a start up to a mature corporation. At that point lenders begin to take notice and will be lining up to make available credit and capital to your corporation REGARDLESS of your “personal” credit history, scores or negative items that may be reporting.

Our financial and credit account managers will continually update and monitor agencies such as Exiquifax Business and Dun & Bradstreet, who are the premier go to organizations when checking the background and business credit rankings of any business.

Small business advisors are available for potential and existing business owners and provide one-on-one personalized guidance and support. Clients range from prospective entrepreneurs in the exploratory phase seeking to determine the validity of business ideas and feasibility to seasoned pros looking to expand or analyze current business practices.

We assist members & clients with a wide range of activities to meet their needs. This may include business plan creation and editing, marketing plans, loan application preparation, and other business development activities.